Personal Project · Invite Only

Every account. One net worth.

MyFi is a self-hosted personal finance dashboard that unifies every account, tracks investments in real time, and projects wealth through retirement with Monte Carlo forecasting, withdrawal-rate planning, and scenario comparisons. It's invite-only while I dogfood it with real accounts — the interactive demo below runs on simulated data so you can see exactly what's inside.

Simulated Demo

See it in action,
with sample data.

The same interactive walkthrough shown on MyFi's own logged-out home page — click through the sidebar to explore every section.

Dashboard

Your financial snapshot

Net Worth

$284,510

+$6,842 this month

Total Assets

$312,200

8 accounts

Liabilities

$27,690

2 accounts

Net Worth — 12 months

Allocation

Equities62%
Bonds14%
Cash9%
Crypto8%
Real Estate7%

Accounts

Fidelity 401(k)

Tax-Deferred

$142,800

Fidelity Roth IRA

Tax-Free

$58,400

Vanguard Brokerage

Taxable

$47,200

Marcus HY Savings

Taxable

$22,800

8 accounts · 2 owners

Chase Checking

Checking · Taxable

Edit

$6,140

Marcus HY Savings

Savings · Taxable

Edit

$22,800

Fidelity 401(k)

Retirement · Tax-Deferred

$142,800

Fidelity Roth IRA

Retirement · Tax-Free

$58,400

Vanguard Brokerage

Brokerage · Taxable

$47,200

Vanguard Roth IRA

Partner

$34,860

Chase Visa

Credit Card · Taxable

−$3,690

Toyota Auto Loan

Auto Loan · Taxable

−$24,000

TickerNameSharesPriceValueG/L
VTIVanguard Total Market ETF142$248.30$35,255+18.2%
AAPLApple Inc.85$189.40$16,099+30.4%
MSFTMicrosoft Corp.40$412.70$16,508+32.9%
BNDVanguard Total Bond ETF220$73.10$16,082−5.6%
BTCBitcoin0.42$64,200$26,964+68.9%
VXUSVanguard Total Intl ETF180$61.80$11,124+10.6%
Total Portfolio Value$122,032
2026 ↑ Retire 2040 2048

At Retirement

$1.16M

At Age 80

$1.62M

At Age 100

$2.05M

Portfolio at Retirement

$1.16M

from Forecast, base case

Safe Monthly Income

$3,867

at a 4% withdrawal rate

Social Security

Age 67

$2,180/mo estimated benefit

Withdrawal Strategies

StrategyRateMonthly IncomePortfolio Lasts Until
Conservative3%$2,900/moAge 100+
Safe Withdrawal (4% rule)4%$3,867/moAge 100+
Moderate5%$4,833/moAge 89
Aggressive6%$5,800/moAge 81
Current Plan Baseline
Retire at 65 Save $1,800/mo 7% return
Projected net worth $1.84M
Retire Early
Retire at 58 Save $2,400/mo 7% return
Projected net worth $1.52M −$320K vs. current
Max Contributions
Retire at 65 Save $3,000/mo 7% return
Projected net worth $2.31M +$470K vs. current
Emergency Fund75%
$22,400of $30,000
Home Down Payment59%
$47,200of $80,000
Max Roth IRA 2026 Achieved 100%
$7,000of $7,000
Early Retirement19%
$284,510of $1.5M

Spent

$3,842

this month

Income

$5,000

this month

Saved

$1,158

23% savings rate

Spending by Category

Housing$1,850 48%
Food & Dining$640 17%
Shopping$485 13%
Transport$320 8%
Health$195 5%
Entertainment$142 4%
Other$210 5%

Tax Treatment — $312,200 total assets

Free 30% Deferred 46% Taxable 24%
Tax-Free

$93,260

2 Roth IRAs

Tax-Deferred

$142,800

401(k)

Taxable

$76,140

Checking · Savings · Brokerage

By Account

Fidelity 401(k)Tax-Deferred

$142,800

Fidelity Roth IRATax-Free

$58,400

Vanguard BrokerageTaxable

$47,200

Vanguard Roth IRATax-Free

$34,860

Marcus HY SavingsTaxable

$22,800

CSV Import

Bulk-upload historical balances

OFX / QFX Import

Bank & brokerage exports, with a diff preview

Recent Imports

chase_checking_2026.ofx

Chase Checking · 14 transactions

Success

fidelity_401k_history.csv

Fidelity 401(k) · 12 snapshots

Success

vanguard_brokerage.ofx

Vanguard Brokerage · 2 unmatched holdings

Partial
All figures in this demo are simulated for demonstration purposes only.

Capabilities

What MyFi
can do.

Everything needed to see a whole financial picture in one place — and plan what comes next.

Dashboard

A high-level snapshot of net worth across every account, allocation by asset class and tax treatment, and a net-worth trend chart. Fully customizable — show, hide, and reorder every card.

Accounts & Holdings

Track checking, savings, retirement, brokerage, and credit accounts in one place, plus live prices, cost basis, and unrealized gain/loss on individual securities.

Retirement Forecast

Monte Carlo projections from today to age 100, run as base, optimistic, and pessimistic scenarios that factor in contributions, returns, inflation, and Social Security.

Account Syncing

Connect a real brokerage, retirement, bank, or credit account via Plaid — holdings and balances sync automatically, with a daily refresh and a manual sync-now action for anything that needs an update sooner.

Scenario Planning

Model named what-if plans — retire earlier, save more, change the return assumption — and see each one compared side-by-side against the current baseline.

Goals & Contributions

Set milestones like net-worth or down-payment targets and track progress automatically, while modeling recurring savings and employer match into the forecast.

Household Linking

Link an account with a partner's to combine financial data into a unified net-worth view and a shared retirement forecast.

CSV & OFX Import

Bulk-upload historical balances from a spreadsheet, or parse bank and brokerage OFX/QFX exports with institution detection and a diff preview before writing changes.

AI Chat

Ask natural-language questions about your finances via a locally-run LLM. No data ever leaves the machine.

Invite Only

Want early access
to MyFi?

MyFi isn't publicly available yet — it's still growing with a small group of invited users. If what you saw above is interesting, reach out and I'll follow up when a spot opens.